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© 2019 A POP BENEFITS CREATION 

TAKING SOME OF THE WHAT-IFS OUT OF 

LIFE & ENTREPRENEURSHIP

IN THE CREATION AND MANAGEMENT OF BUSINESS, YOU’RE FOCUSED ON SOLIDIFYING IDEAS, GETTING OFF THE GROUND, INCREASING PROFITS & RESOURCES, BUILDING A TEAM, AND SIMPLY RUNNING SMOOTHLY…NOT WHAT’S GOING TO HAPPEN TO THE BUSINESS OR YOUR FAMILY IF SOMETHING HAPPENS TO YOU, YOUR PARTNERS, OR KEY EMPLOYEES!

 

POP BENEFITS IS HERE TO SIMPLIFY, EDUCATE, GUIDE, AND OUTLINE THE POTENTIAL NEEDS & SOLUTIONS DEPENDING ON THE STAGE OF LIFE AND BUSINESS YOU’RE IN, AND MAKE THE WHOLE CONVERSATION AROUND THESE CONCEPTS EASIER TO TALK ABOUT. 

YOU

&

YOUR FAMILY

YOU

&

YOUR

BUSINESS

YOU

&

YOUR TEAM

"Insurance isn't about fear of the unknown...it's about love;  love for our families, our businesses, our teams, our partners, and the prosperity we create.  Insurance is there to provide cash in the event something happens to you, key team members, business partners, spouses, romantic partners, etc. It could mean the difference of business continuing or having to close the doors, to earning an income while recovering from an illness or injury, or having panic around finances while striving to heal. Insurance provides financial resources that buy us time; time to process, re-center, re-focus, and make decisions (that not only affect us, but also our families and business families) from a place of strength, power, and clarity vs. a place of stress and overwhelm." 
 
Melody Isis Herman

PRODUCT SPECIALIZATION

Individual Life Insurance (Term & Permanent)

to protect your loved ones

Individual Disability Insurance 

to protect your income (and your loved ones)in the event you're unable to perform all or some of your job due to physical or mental illness or injury

Key Person Insurance (Life & Disability)

to protect the flow of business in the event something happens to you or key members of your team

Buy Sell (Life & Disability) 

to protect your shares of the business in the event something happens to you or your partners (a "pre-nup" of sorts for your business)

Loan Protection (Life & Disability) 

because your investors & lenders want their money back 

Business Overhead Expense Insurance 

so you can continue to pay business expenses & employee salaries if you're unable to work due to physical or mental illness or injury

Employee Benefits

because you value your employees and want to attract and retain the best talent!

Health Insurance 

Life Insurance

Short-Term Disability

Long-Term Disability

Dental 

Vision 

Critical Illness

Legal Protection & Identity Theft Protection

Voluntary Plans -- make benefits available to your employees even if you're not in the financial position to pay for them

Short Term Medical Insurance 

just what it sounds like (emergency protection if you have no other coverage)

Individual Dental Insurance

Legal Protection & Identity Theft Protection

IN WORKING WITH MY FAMILY'S BROKERAGE AGENCY (est. 1992), I HAVE ACCESS TO, AND RELATIONSHIPS WITH, TOP CARRIERS AND UNDERWRITING SPECIALISTS ALL OVER THE COUNTRY.  I'M INCREDIBLY GRATEFUL TO HAVE THE ABILITY, RESOURCES, KNOWLEDGE, AND SUPPORT AVAILABLE TO CUSTOMIZE PLANS THAT FIT YOUR NEEDS AND ALIGN WITH YOUR CURRENT AND FUTURE GOALS.