TAKING SOME OF THE WHAT-IFS OUT OF
LIFE & ENTREPRENEURSHIP
IN THE CREATION AND MANAGEMENT OF BUSINESS, YOU’RE FOCUSED ON SOLIDIFYING IDEAS, GETTING OFF THE GROUND, INCREASING PROFITS & RESOURCES, BUILDING A TEAM, AND SIMPLY RUNNING SMOOTHLY…NOT WHAT’S GOING TO HAPPEN TO THE BUSINESS OR YOUR FAMILY IF SOMETHING HAPPENS TO YOU, YOUR PARTNERS, OR KEY EMPLOYEES!
POP BENEFITS IS HERE TO SIMPLIFY, EDUCATE, GUIDE, AND OUTLINE THE POTENTIAL NEEDS & SOLUTIONS DEPENDING ON THE STAGE OF LIFE AND BUSINESS YOU’RE IN, AND MAKE THE WHOLE CONVERSATION AROUND THESE CONCEPTS EASIER TO TALK ABOUT.
YOU
&
YOUR FAMILY
YOU
&
YOUR
BUSINESS
YOU
&
YOUR
TEAM
"Insurance isn't about fear of the unknown...it's about love; love for our families, our businesses, our teams, our partners, and the prosperity we create. Insurance is there to provide cash in the event something happens to you, key team members, business partners, spouses, romantic partners, etc. It could mean the difference of business continuing or having to close the doors, to earning an income while recovering from an illness or injury, or having panic around finances while striving to heal. Insurance provides financial resources that buy us time; time to process, re-center, re-focus, and make decisions (that not only affect us, but also our families and business families) from a place of strength, power, and clarity vs. a place of stress and overwhelm."
Melody Isis Herman
PRODUCT SPECIALIZATION
Individual Life Insurance (Term & Permanent)
to protect your loved ones
Individual Disability Insurance
to protect your income (and your loved ones)in the event you're unable to perform all or some of your job due to physical or mental illness or injury
Key Person Insurance (Life & Disability)
to protect the flow of business in the event something happens to you or key members of your team
Buy Sell (Life & Disability)
to protect your shares of the business in the event something happens to you or your partners (a "pre-nup" of sorts for your business)
Loan Protection (Life & Disability)
because your investors & lenders want their money back
Business Overhead Expense Insurance
so you can continue to pay business expenses & employee salaries if you're unable to work due to physical or mental illness or injury
Employee Benefits
because you value your employees and want to attract and retain the best talent!
Health Insurance
Life Insurance
Short-Term Disability
Long-Term Disability
Dental
Vision
Critical Illness
Legal Protection & Identity Theft Protection
Voluntary Plans -- make benefits available to your employees even if you're not in the financial position to pay for them
Short Term Medical Insurance
just what it sounds like (emergency protection if you have no other coverage)
Individual Dental Insurance
Legal Protection & Identity Theft Protection